Self-Employed & Small business

Health Insurance for Business Owners & Self-Employed

Most health insurance brokers specialize in either group or ACA, rarely both. We work across all of them, so you get matched to the plan that actually fits your budget, your health needs, and the provider network you want, not just whatever one broker happens to sell.

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small business owner shopping for health insurance

Health Insurance for Self-Employed Professionals, Business Owners and Small Teams

You might be a husband-and-wife team running a business together. A one or two-person shop. A self-employed professional, consultant, or gig worker responsible for finding your own coverage. Whatever your setup looks like, you're building something, and you deserve the same level of guidance for your health insurance needs that a larger business gets.

small business health insurance specialist

ACA, Group, and Off-Marketplace Insurance Plans, All in One Place

Most health insurance agencies specialize. Group brokers often don't know the ACA market well, and ACA agents often don't have real group experience. That gap leaves a lot of business owners stuck with whichever option their broker happens to sell, whether or not it's actually the best fit.

We work across group, ACA, and off-marketplace insurance plans, so we're not limited to one lane. That matters more than it might seem: a group plan can open the door to stronger PPO networks that simply aren't available through ACA marketplace plans. Depending on your budget, health needs, and the providers you want access to, that might make group coverage the better move even for a very small team, or an ACA plan might be exactly right. We'll walk you through the real trade-offs and help you land on the option that actually fits.

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Health Insurance Options We Help You Compare

THE OPTIONS

Every situation is different, so we look across all of the following to find what fits your needs. Whether you're growing a team and ready to make the shift to a group plan, or you're self-employed and figuring out coverage on your own, we'll help you find the right fit.

01

Group Health Plans

02

ACA Marketplace Plans

03

Off-Marketplace Individual Plans

04

Short-Term Medical Plans

05

Medicare

06

Dental, Vision and Life Insurance

group health insurance for small teams

SMALL TEAMS

Group Health Insurance for Small Teams and 1-2 Person Businesses

Group insurance plans aren't just for larger companies. If provider network quality matters to you, or your business has grown enough that a group plan makes financial sense, we can help you explore it, even at a very small size. And if group isn't the right move yet, we'll tell you that too. Either way, we're already your broker, so there's no cold start with someone new when the right time comes.

Ready to explore your options?

The Same Team, The Same Standard

You get the same commitment we bring to every client, no matter the size of your business: honest recommendations, a team that's genuinely responsive, and a partner who stays engaged well beyond the day you sign.

See why Texas employers and business owners choose us

What Texas Employers Are Saying

THE PROOF

Here's what our clients are saying about us

They caught a gap in our renewal that would have cost us thousands, and had three real alternatives in front of us within a week.

Operations Director, Manufacturing — 60 employees

The difference is that someone actually answers. Our previous broker went quiet every time it mattered.

Owner, Professional Services — 24 employees

They told us to stay put one year because switching wasn’t worth it. That is when I knew the advice was honest.

CFO, Logistics — 140 employees

LET’S TALK

Let's Find the Right Coverage for You

Share a few details about your business and your current coverage, and we'll walk you through your options. No pressure, just honest guidance.